i2c Becomes Visa’s First Global Issuer Processor for Click to Pay, Streamlining Digital Payments

i2c Becomes Visa's First Global Issuer Processor for Click t - Visa Certifies i2c as First Global Issuer Processor for Click

Visa Certifies i2c as First Global Issuer Processor for Click to Pay

In a significant development for the digital payments landscape, i2c Inc. has achieved certification from Visa as the first global issuer processor for Click to Pay. This milestone enables i2c’s clients worldwide to implement the streamlined payment solution through a single integration, potentially transforming how consumers complete online transactions across multiple regions.

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What Click to Pay Brings to Digital Commerce

The Click to Pay system, built on EMVCo’s Secure Remote Commerce standard, represents a fundamental shift in online checkout experiences. Rather than manually entering card numbers and billing information for each purchase, consumers can complete transactions with a single click. The technology employs network tokenization, replacing static card numbers with dynamic tokens that significantly enhance security while simplifying the user experience.

The benefits extend beyond mere convenience. According to Visa’s data, Click to Pay has demonstrated a remarkable 31% reduction in fraud compared to traditional payment methods. Additionally, the system shows a 4.3% improvement in authorization rates over conventional primary account number (PAN)-based payments, meaning fewer declined transactions and smoother customer experiences.

Market Response and Consumer Adoption

Consumer acceptance of Click to Pay is growing at an impressive pace. The payment method has recorded 128% annual transaction growth, indicating rapid market adoption. Perhaps more tellingly, 89% of consumers rate Click to Pay as equal to or better than other digital payment options, suggesting strong user satisfaction with the streamlined approach.

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Thad Peterson, strategic advisor at Datos Insights, emphasized the significance of this development. “Tools that reduce friction around payments help to increase transaction volume,” Peterson noted. He described the technology as a “trifecta for issuers on the i2c platform,” citing the combined benefits of simplified purchasing processes, reduced fraud, and improved authorization rates.

Broader Implications for Retail Banking and Payments

The certification arrives as financial institutions and merchants seek solutions to persistent e-commerce challenges. According to the Datos Insights report “Top Trends in Retail Banking & Payments 2025”, Click to Pay has the potential to eliminate manual card entry at checkout entirely. This capability could help merchants significantly reduce cart abandonment rates, which remain a major pain point in e-commerce., as covered previously

The report further recommends that financial institutions serving merchants prioritize easy integration of such payment technologies. It also advises card issuers to collaborate with payment networks to enroll their customers in streamlined payment systems, recognizing that ecosystem-wide cooperation is essential for widespread adoption.

Strategic Importance for i2c and the Payments Industry

Seth Perlman, global head of product at i2c Inc., highlighted the strategic significance of the certification. “Achieving this certification marks a meaningful step forward in empowering our clients and their customers with quick, seamless and secure online shopping experiences,” Perlman stated in the release., according to recent studies

The certification positions i2c to offer Visa Click to Pay as a standard feature across credit, debit, and prepaid card programs, potentially giving the company a competitive edge in the global payments processing market. As one of the first processors to achieve this global certification, i2c can now provide its clients with a unified solution that works across multiple regions without requiring separate implementations for each market.

The Future of Frictionless Payments

As digital commerce continues to evolve, solutions that balance security with convenience will likely dominate the landscape. Click to Pay’s growing transaction volume and high consumer satisfaction ratings suggest that the market is ready for more streamlined payment experiences. With i2c’s certification as Visa’s first global issuer processor, financial institutions and their customers may soon experience a new era of simplified, secure digital transactions that work consistently across borders and payment scenarios.

The development also signals a broader industry trend toward standardized, tokenized payment solutions that reduce friction while maintaining robust security. As more consumers embrace digital wallets and one-click payments, technologies like Click to Pay could become the new normal in e-commerce checkout experiences worldwide.

References & Further Reading

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